Need money today? No problem. Now apply for your loan with Express Option until 3:00 pm and still have the money in your account today. Simply apply for credit online Simply and conveniently apply for your credit online via smartphone, tablet or PC No waiting thanks to instant confirmation For your loan, you will receive the promise or rejection in real time.
Your benefits with an online loan from Fast Lending
Fast, secure and easy to apply for a loan online
Applying for a loan is usually associated with a variety of bureaucratic formalities and a significant amount of time. At Fast Lending you can avoid such complicated ways. Using the online form, you can apply for your loan quickly and online from the comfort of your own home. Within a few clicks, we get all the important information. This is followed by the authentication via VideoIdent , which avoids a detour to the post office or bank. How to complete a complete loan application in just minutes .
Credit with real immediate payment
If you urgently need money, you need a loan to pay quickly by bank transfer. Unlike traditional banks, Fast Lending offers instant loan payments in just 60 minutes . So you get all the benefits of an instant loan and the loan amount is immediately on the account when it is needed urgently.
Small loans with short maturity
To guarantee a perfect service, Fast Lending has put together a special offer: Borrowing money is possible with us from 100 Euro, 500 Euro, 1000 Euro up to 3.000 Euro . With these manageable sums, short-term gaps can be filled in the account or important bills can be paid. Since the loan is given for a few days and it is a matter of small sums of money, your credit rating will not be overburdened as with normal loans.
The lower the loan amount and the term, the lower the interest on the loan. Convince yourself of this with the help of our overview of small loans.
|loan amount||300 €||400 €||500 €|
|running time||30 days||30 days||30 days|
|Debit interest for 30 days||3,27 €||4,36 €||5,45 €|
|redemption amount||303,27 €||404.36 €||505.45 €|
Would you like to repay your online loan very quickly? No problem, the short term you even save money, since only low interest costs incurred in the short term. Simply pay back your loan within 30 days. Thus, you are faster independent again, which has a positive effect on your credit rating.
What do you need to apply for a loan? A small checklist
What requirements do you generally need to apply for an online loan?
– You must be fully competent.
– Minimum age: 18 years
– Main residence in Germany
– You need a German account.
– Regular payments are a basic requirement.
– It is often required that you work for more than six months with your employer and that you have passed the probationary period.
– For a fixed-term contract, the repayment term is usually within this employment relationship.
– Frequently the submission of account statements of the last three months is required.
– You need a completed self-report, which will receive your running costs.
– In the case of a credit inquiry (please read here, why you should ask for credit condition inquiries!), The data deposited with the Schufa are viewed. Negative entries usually do not give you credit.
Here you can read more about the topic of the checklist.
What are Fast Lending’s criteria for lending?
At Fast Lending, the criteria are a bit different.
- Minimum age of 18 years
- Residence in Germany
- German bank account
- Regular income of at least 500 EUR
- At least one “medium” credit rating
Individual credit check with better chances
At Fast Lending you can get a credit even with medium credit, this is usually excluded at banks.
Each borrower goes through an individual credit check at Fast Lending. Due to our special credit conditions we are able to grant loans with medium creditworthiness. Thus, even borrowers with a Schufa score D to M get the chance to get a loan until the next wage or receipt.
Are you insecure, because you are low earners, for example, our support team will be happy to help. If you have questions about the loan you have as a retiree, apprentice, student, student or self-employed, you are welcome to contact our staff. Or look here for the frequently asked questions: Credit check.
In order to better rank Fast Lending’s offer, it is worthwhile to gain an overview of types and forms of credit.
Fast and uncomplicated loan application online – step by step
Applying for a loan is in most cases associated with a lot of bureaucratic formalities and a lot of time. At Fast Lending, you can apply for your loan quickly and online from the comfort of your own home.
Services: Fees for optional additional bookings
The processing is 100% free of charge at Fast Lending, processing fees are only incurred when booking an additional service.
Credit with immediate payment – express option
If you urgently need money, you need a loan to pay quickly by bank transfer. Unlike traditional banks, Fast Lending offers instant loan payments in just 60 minutes. So you get all the benefits of an instant loan and the loan amount is then taken to your account when it is needed urgently.
Our online loan for 30 or 60 days – 2 installments option
Would you like to repay your online loan very quickly? No problem, the short term you even save money, since only low interest costs incurred in the short term. Pay back your loan easily within 30 or 60 days. Thus, you are faster independent again, which has a positive effect on your credit rating.
Credit also with a medium credit rating. Credit certificate:
The verification of your credit rating follows in real time. Unlike traditional banks, Fast Lending also approves credit on a “medium” credit rating, despite Schufa.You can apply for a loan from Fast Lending online if you have a Schufa listing. Creation of a bundled risk certificate to determine a current internal short-term credit score for presentation and transmission to the bank.
What types of loans are there in Germany?
To take a loan? And if so, which one?
You are planning a car purchase or need a new washing machine and a part of the money is missing? A loan seems to be the solution! But what is the path to who asks for a loan and which loan is right for me?
Loans are divided by maturity. The repayment period of Fast Lending’s online loan can range from 30 days to several years. Do you need short-term money or are you planning a major investment that can only be paid off over a longer period of time? Your goals, circumstances and the way you use them are crucial for the duration.
Loans with short maturities
A short-term loan or short-term loan is usually repaid by the borrower within a reasonable period of time.
Long-term credit installment loan
For larger purchases that can not be redeemed within a few months, long-term loans are intended. The longer term reduces the monthly rate, but increases the total of interest rates.
By loan amount
The size of the loan can be very different in the event of a sudden financial shortage or a major investment.
Depending on the amount of the sum change the conditions of an online loan. Larger loan amounts require a very good credit rating and can be paid off over a longer period. By contrast, loans with small contributions have a shorter term and often require only a “medium” credit rating .
Mini loans and small loans
A mini loan or small loan is a form of credit in which the loan amount is usually between 100 and 3,000 euros. The small amount of the mini loan has little impact on your credit rating. Since the term is shorter, you are faster debt-free with a small loan.
Fast Lending offers short-term and short-term loans
At Fast Lending, you have the chance to receive small and micro loans in the amount of 100 to 3,000 euros.
The repayment is between 30 days and six months. The short term saves you interest. In addition, improves your credit rating by the short term.
Medium and large loans
Medium and large loans include loans that exceed € 10,000. Due to the size of the loan, the term usually increases accordingly. This lowers the monthly installments, but at the same time increases interest rates.
According to purpose
Many banks grant loans that are intended only for a specific purpose. This is the case, for example, with financing. Most frequently, a loan for the financing of houses and real estate (home and building finance), vehicles (car loan with a car loan) is requested from banks.
At Fast Lending, the loan is not tied to a purpose. You only enter your desired loan amount and the term. Then you can use it to pay bills, make important purchases and thus, for example, make a pre-financing possible.